Sonia Ponce Realty

Financing

Get pre-approved before you shop.

In Houston's market, sellers take pre-approved buyers seriously. A real pre-approval tells you your budget, your monthly payment and your cash to close.

  • Know your budget

    What you can borrow and what you're comfortable paying are different numbers. We'll find both.

  • Programs you may qualify for

    FHA, VA, conventional, and down payment assistance programs for eligible Houston-area buyers.

  • Stronger offers

    A pre-approval letter from a known local lender can make the difference in a multiple-offer situation.

Preferred lending partner

Ogechukwu Madu

Top Choice Lending

NMLS #2246741

Apply online in a few minutes, or use the form and I'll make the introduction personally.

Apply with Ogechukwu ↗

Start your pre-approval

Share a few basics and I'll introduce you to a lender who fits your situation. No credit check from this form.

First-time buyer?
Preferred language

Sonia Ponce is a licensed real estate agent, not a mortgage lender. Loan programs, rates and approvals are provided by the lender and subject to their terms.

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